Due to increased shipping costs by ALL shipping services, we are no longer automatically providing additional insurance on our orders. UPS Ground / Express & USPS Priority mail services include $100 of free insurance. Our Flat rate shipping option does not cover insurance for orders. f you would like your purchase insured against damage and loss, please select the additional insurance option at check out. We will not be held liable, replace, or refund orders where insurance was not selected or included by the shipper.